Guess what? The income statement turned out NOT to be the final hurdle. They decided they wanted to see my 16/17 accounts as well, so my very patient accountant prepared them for me and I sent them off at the beginning of the week – after first checking that this time they’d be happy to have it as produced by my accountant’s software, because HMRC is stopping doing printed SA302s for mortgage applications as of 1st September and there’s a 2-week delay between your tax return being uploaded and them being able to send you one, so I’d fall outside the cut-off date. The building society passed it direct to the underwriters on Wednesday, who scheduled Saturday for a review of the whole application, but I was told I likely wouldn’t hear from them until Monday.
So I’ve been a bit twitchy this weekend. The double bedroom has had its second undercoat and the ceiling has had two top coats. I’m currently about half way round the first base coat on the woodwork – I’m going to give it two coats of primer this time and hope that means I only need one coat of the final Milk Bottle. I also think I might have to re-paint the kitchen a different colour. It was originally intended to be something close to Farrow & Ball’s Cooking Apple Green, but when the paint in the Crown kitchen range I was looking at online turned out to be much, much lighter on the tester, I panicked and grabbed that Island Blue instead. But I like the muted dark green so much upstairs that I’m considering trying to find something close to Cooking Apple which will stand up to kitchen wear and tear – or maybe even splashing out on a can of F&B Modern Emulsion.